We compare top Life Insurance providers to get you the best Life Insurance deals at the best price!

Refer a friend

As a customer of CoverNZ, simply invite a friend to any of our life insurance deals and if they sign up, you’ll receive a FREE $125 voucher. It gets even better – if they sign up, they’ll receive a $125 voucher too. It’s a win for both of you.

* Terms and Conditions apply

Our Latest Life Insurance Deals

We constantly search for the best life insurance deals for you. Here are the current offers:

Have a healthy BMI? Get a 15% Lifetime reward

15% Lifetime Reward. Until 31 March 2026, we're offering a 15% Lifetime Reward to customers.

Are you active? Enjoy premium savings of up to 20% and other health benefits

To join AIA Vitality you must have an eligible, life, trauma, income cover or health insurance.

Get $300 credit off your new life and trauma policy

For a limited time, you can get a $300 credit on your new life and trauma policy.

Take out Life & disability insurance & get 2 months’ Free!

Life can be unpredictable, but your financial security doesn’t have to be. Get our special offer!

At CoverNZ, we specialise in finding you the best life insurance deals on the market

Our experts compare top providers to ensure you get the most coverage at the lowest price – without the hassle.

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Refer a Friend - Terms & Conditions

The CoverNZ Refer a Friend Program is a great way for our clients to share the benefits of CoverNZ with their friends—and get rewarded for it! When you refer a friend to CoverNZ and they become a client, both you and your friend will receive a $125 voucher as a thank-you.

Participation in the Refer a Friend Program (“The Program”) is subject to these terms and conditions, which form part of the CoverNZ Terms of Use. CoverNZ reserves the right to change or end the Program at any time, for any reason.

If you have any questions, concerns, or feedback about our services or terms, please contact us:

Definitions

CoverNZ Client – A person who has taken out an insurance policy with CoverNZ / Bizinsure as the adviser.
Invited Client – A person who has received an invite from a CoverNZ client
Refer a Friend Discount – Discount is a $125 voucher. It is not transferrable to cash.

How to Earn Refer a Friend Discounts

You can earn Refer a Friend discounts by telling your friends about CoverNZ, and them becoming clients. To do this, you simply send your friend an invite and get them to tell CoverNZ who referred them.

To be eligible for a voucher, an Invited Client must:

  • Be a new CoverNZ or Bizinsure client (no current or previous policies with CoverNZ or Bizinsure)
How to Redeem Earned Voucher

Upon acceptance of a new policy by the insurance company that has been facilitated by CoverNZ / Bizinsure  the existing and new clients will both be advised about the voucher redemption.

Vouchers are for promotional purposes; they may not be transferred or exchanged for cash. 

Severability

If any provision in these terms are held to be invalid, void, or unenforceable, such provision (or the part of it that is making it invalid, void or unenforceable) will be struck out and not affect the validity of and enforceability of the remaining provisions.

Termination and Changes

CoverNZ may suspend or terminate The Program or a particular user’s ability to participate in The Program at it’s discretion at any time without giving any reason.

Updates to the Terms

CoverNZ can update these terms at any time without prior notice. If we modify these terms, we will post the modification on the Cove website, which are effective immediately upon posting, unless otherwise stated. Continued participation in The Program after any modification shall constitute consent to such modification.