We compare top Life Insurance providers to get you the best Life Insurance deals at the best price!
Refer a friend
As a customer of CoverNZ, simply invite a friend to any of our life insurance deals and if they sign up, you’ll receive a FREE $125 voucher. It gets even better – if they sign up, they’ll receive a $125 voucher too. It’s a win for both of you.
Our Latest Life Insurance Deals
We constantly search for the best life insurance deals for you. Here are the current offers:
Have a healthy BMI? Get a 15% Lifetime reward
Are you active? Enjoy premium savings of up to 20% and other health benefits
Get $300 credit off your new life and trauma policy
Take out Life & disability insurance & get 2 months’ Free!
At CoverNZ, we specialise in finding you the best life insurance deals on the market
Our experts compare top providers to ensure you get the most coverage at the lowest price – without the hassle.

We search for the best Life Insurance Deals. So you save – unbiased comparisons for the best rates
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Refer a Friend - Terms & Conditions
The CoverNZ Refer a Friend Program is a great way for our clients to share the benefits of CoverNZ with their friends—and get rewarded for it! When you refer a friend to CoverNZ and they become a client, both you and your friend will receive a $125 voucher as a thank-you.
Participation in the Refer a Friend Program (“The Program”) is subject to these terms and conditions, which form part of the CoverNZ Terms of Use. CoverNZ reserves the right to change or end the Program at any time, for any reason.
If you have any questions, concerns, or feedback about our services or terms, please contact us:
- Visit us online at www.covernz.co.nz
- Call us on 0800 268 3733
Definitions
CoverNZ Client – A person who has taken out an insurance policy with CoverNZ / Bizinsure as the adviser.
Invited Client – A person who has received an invite from a CoverNZ client
Refer a Friend Discount – Discount is a $125 voucher. It is not transferrable to cash.
How to Earn Refer a Friend Discounts
You can earn Refer a Friend discounts by telling your friends about CoverNZ, and them becoming clients. To do this, you simply send your friend an invite and get them to tell CoverNZ who referred them.
To be eligible for a voucher, an Invited Client must:
- Be a new CoverNZ or Bizinsure client (no current or previous policies with CoverNZ or Bizinsure)
How to Redeem Earned Voucher
Upon acceptance of a new policy by the insurance company that has been facilitated by CoverNZ / Bizinsure the existing and new clients will both be advised about the voucher redemption.
Vouchers are for promotional purposes; they may not be transferred or exchanged for cash.
Severability
If any provision in these terms are held to be invalid, void, or unenforceable, such provision (or the part of it that is making it invalid, void or unenforceable) will be struck out and not affect the validity of and enforceability of the remaining provisions.
Termination and Changes
CoverNZ may suspend or terminate The Program or a particular user’s ability to participate in The Program at it’s discretion at any time without giving any reason.
Updates to the Terms
CoverNZ can update these terms at any time without prior notice. If we modify these terms, we will post the modification on the Cove website, which are effective immediately upon posting, unless otherwise stated. Continued participation in The Program after any modification shall constitute consent to such modification.